As a workers compensation attorney representing contractors injured in claims under the Defense Base Act (DBA). I regularly litigate claims against Gallagher Bassett in fighting t for my clients’ rights to compensation and medical care.
In the DBA world, Gallagher Bassett is not actually an insurance company insuring contractors working under U.S. Government contracts. Gallagher Bassett is a claims services provider or a third party administrator. This means that they provide claims work for the actual insurance companies. Gallagher Bassett is the second largest claims services provider for workers’ compensation claims. For DBA cases, Gallagher Bassett typically manages DBA claims for Starr Indemnity and Liability Company.
If you have been handling your DBA Claim on your own, and dealing with Gallagher Bassett adjusters has been causing you stress, you are not alone. Insurance companies and third-party administrators typically delay, deny and defend claims. Insurance companies make money by keeping their money, by putting off authorizing medical care or by outright denying medical care that your physician recommends.
Gallagher Bassett exists not to pay injured workers or provide medical care, but to not pay medical care and not pay injured contractors, thereby saving their clients, insurance companies, money. They also make money by not pay reducing the amount of compensation, or indemnity, that injured military contractors are owed while out of work recovery from injuries. Finally, Gallagher Bassett saves their client insurance companies money by settling claims for only a fraction of what they should be settled for. Gallagher Bassett, in every claim, tries to impress the insurance company, which employs them, by paying less for a claim than it is worth.
Our job, as DBA attorneys representing injured workers, is to litigate against Gallagher Bassett and and its defense attorneys at the Department of Labor and before the Office of Administrative Law Judges (OALJ), to force Gallagher Bassett to authorize all medical care requested by physicians and to pay injured workers at the correct amounts.
DBA attorneys are not permitted under the law for taking a percentage of an injured workers settlement. DBA lawyers are paid, separately by the insurance carrier, for their time and expenses put in when obtaining a benefit for an injured worker. It makes no sense to try to resolve your own DBA Claim without an attorney. Skilled and experienced DBA attorneys maximize settlements of DBA claims for their clients.
Call me if you have been injured working in Syria, Iraq, Afghanistan, Kuwait, Qatar, Somalia and at other U.S. military bases. For more information about the Defense Base Act, contact attorney, Tim Nies, of Van Riper and Nies Attorneys for a free consultation day or night at www.defensebaseactlawyers.com or call toll-free 877-DBA-LAW1. Tim practices nationwide.
Tim Nies, Esq